We have a variety of loan programs that allow you to purchase a home without a down payment.
This is a great option if you have good credit and stable income, but have no savings for a down payment.
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Some of these options include:
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- 100% Loan to Value (LTV); Zero Down
- Finance up to 100% of the purchase price
- Borrower must contribute 3% towards the transaction
- Good credit required
- No maximum income/earnings restrictions
- Loan amounts up to $500,000
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- 80/20 (80% 1st mortgage plus a 20% second mortgage)
- No down payment required
- Eliminates need for private mortgage insurance
- Build equity faster as you pay off second mortgage
- Closing costs may be covered with a slightly higher rate
- Loan amounts up to $1,000,000
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Some Restrictions apply. Program terms are subject to change.
Some products not available in all states. Subject property must be owner occupied.
Manufactured homes are not eligible.
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