Home Mortgage

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CONTACT

Phone:

1-800-850-8690

Fax:

1-888-205-0048

Email:

support@calbtdirect.com

TODAY'S RATES

Program	Rate	Points	APR
Conforming 10 Year Fixed "Ruby"	2.875%	-0.125	2.954%
Conforming 15 Year Fixed "Ruby"	3%	0.25	3.109%
Conforming 30 Year Fixed "Ruby"	3.75%	-0.125	3.784%
Jumbo Conforming 15 Year Fixed “Ruby”	3.25%	0.5	3.367%
Jumbo Conforming 30 Year Fixed “Ruby”	3.875%	0.125	3.913%

Assumptions

Conforming Assumptions:
Loan Amount:	$225,000
Home Value/Purchase Price:	$375,000
Loan Purpose:	Refinance my first mortgage at the current balance
Property Type:	Primary Residence
Occupancy:	Single Family Residence
Credit Score:	740+
Documentation:	Full documentation

Pricing is for a 30 Day Lock (Unless otherwise indicated)
The above payment reflects principal and interest only, (unless otherwise indicated).
Subordinate financing may affect this pricing.
Pricing may be affected if credit scores are lower than indicated.
Interest rates shown are subject to change without notice.
Any applicable Discount Point "Credit" amount applied toward closing costs only.
California Condo's may be subject to price adjustments depending on structure type/construction and location due to earthquake risk as determined by the Secondary Market.

Assumes an escrow account for the monthly collection of property taxes and home owners insurance.
All loans subject to approval.

Non-Conforming Assumptions:
Loan Amount:	$500,000
Home Value/Purchase Price:	$800,000
Loan Purpose:	Refinance my first mortgage at the current balance
Property Type:	Primary Residence
Occupancy:	Single Family Residence
Credit Score:	740+
Documentation:	Full documentation

Assumes an escrow account for the monthly collection of property taxes and home owners insurance.
All loans subject to approval.

Equal Housing Lender | Site comments and questions to: support@calbtdirect.com