Conforming 3/1 ARM
 Rate: 3.750%   Pts:
1.500 
 APR:
3.895% 
Conforming 5/1 ARM
 Rate: 3.875%   Pts:
1.500 
 APR:
4.022% 
Conforming 7/1 ARM
 Rate: 4.500%   Pts:
1.500 
 APR:
4.655% 
Conf. 15 yr. Fixed "Emerald"
 Rate: 3.750%   Pts:
0.875 
 APR:
3.918% 
Conf. 30 yr. Fixed "Emerald"
 Rate: 4.250%   Pts:
1.000 
 APR:
4.359% 
Jumbo 3/1 ARM
 Rate: 3.750%   Pts:
1.500 
 APR:
3.892% 
Jumbo 5/1 ARM
 Rate: 3.875%   Pts:
1.500 
 APR:
4.018% 
Jumbo 7/1 ARM
 Rate: 4.500%   Pts:
1.500 
 APR:
4.651% 
30 Yr. Jumbo-Conforming
 Rate: 4.500%   Pts:
0.500 
 APR:
4.564% 
Jumbo 15 Yr. Fixed
 Rate: N/A  Pts:
N/A
 APR:
N/A
Jumbo 30 Yr. Fixed
 Rate: 6.250%   Pts:
4.125 
 APR:
6.686% 
*Annual Percentage Rate
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